About the job

Join our expanding engineering team! We’re actively recruiting multiple Senior Android Engineers as we continue to scale our growing FinTech division at M-KOPA. Build sophisticated mobile applications that unlock financial inclusion across Africa.

The Impact: Your code will directly power mobile technology for millions of people across Africa who’ve been excluded from traditional financial services. We’ve already helped over 7 million customers access over $2+ billion in credit, with 2.5 million connecting to the internet for the first time through our smartphones. It’s your chance to be part of something that’s literally transforming lives across an entire continent 🌍

The Opportunity

🎯 Mission-driven engineering: Every feature you build helps expand financial inclusion for underbanked populations

🏆 Global recognition: Join a company named by TIME 100 as one of the world’s most influential and by the Financial Times as Africa’s fastest-growing for 4 consecutive years (2022-2025)

🚀 Scale challenges: Build Android applications serving millions across multiple African markets. This role presents exciting technical challenges as you develop high-performance, offline-first applications optimised for low-end devices in challenging network environments.

🌱 Environmental impact: We’re carbon-negative, having displaced over 2.1 million tonnes of emissions

Link to Impact report: M-KOPA Impact Report 2025: Pathways to progress

What You’ll Do

At M-KOPA, you’ll build sophisticated Android applications with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge Android development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment 💻

• Modern Android Stack: We use predominantly Kotlin with Jetpack Compose for our UI
• Architecture & Patterns: Clean Architecture principles with unidirectional data flow (MVI)
• Cloud Integration: Our microservices are hosted on Azure using Kubernetes
• Release Cycle: Bi-weekly Android releases with multiple backend deployments daily
• DevOps Culture: Azure DevOps for CI/CD with trunk-based development
  

Our Engineering Approach

We work in self-organised, agile teams that:

• Focus on raising coding standards and improving application quality
• Embrace testing and observability as first-order concerns
• Deep dive user journeys using data to implement focused updates
• Own the entire software stack throughout the lifecycle under a DevOps culture
  

What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle – from inception through production to decommissioning under a DevOps culture. You’ll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

Required Experience:

• Solid senior-level expertise with Kotlin and Android app development
• Deep knowledge of Clean Architecture and Dependency Injection
• Experience with unidirectional data flow (MVI) and Jetpack Compose
• Trunk-based development and Feature Toggles expertise
• Strong testing practices and DevOps mindset
  

This is a fully remote role, within the following time zone (UTC -1 / UTC+3). Our engineers work remotely from locations such as UK, Europe and Africa. You will be reporting to a Software Engineering Team Lead.

Location & Benefits

• Fully remote role within UTC -1 to UTC +3 time zones
• Work with diverse teams across UK, Europe, and Africa
• Professional development programs and coaching partnerships
• Family-friendly policies and flexible working arrangements
• Well-being support and career growth opportunities
  

Our Mission 🌍

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our Impact 💚

Our technology has created measurable change:

• Connected 📱: 2.5 million first-time mobile internet users connected
• Prosperous 💰: 62% of customers use M-KOPA smartphones for income generation, with 35,000+ livelihoods created for agents
• Green 🌱: 2.1 million tonnes of CO₂ avoided through clean energy products, with over 127,000 circular economy products provided